/* ==========================================================================
   Baselane of US - Modern Premium Banking Design System
   ========================================================================== */

:root {
  /* Brand Palette */
  --primary: #0A2540;
  --primary-light: #163B66;
  --primary-dark: #06182A;
  --accent: #0066CC;
  --accent-hover: #0052A3;
  --cta: #E63946;
  --cta-hover: #C52233;
  --success: #10B981;
  --warning: #F59E0B;
  
  /* Neutral Palette */
  --bg-main: #FFFFFF;
  --bg-alt: #F8FAFC;
  --bg-card: #FFFFFF;
  --text-main: #0F172A;
  --text-muted: #475569;
  --text-subtle: #94A3B8;
  --border-light: #E2E8F0;
  --border-dark: #CBD5E1;
  
  /* Shadows & Radius */
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-full: 9999px;
  
  /* Transitions */
  --transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  --max-width: 1240px;
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--text-main);
  background-color: var(--bg-main);
  line-height: 1.6;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
}

body {
  overflow-x: hidden;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition);
}

ul {
  list-style: none;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

/* Typography Utilities */
h1, h2, h3, h4, h5, h6 {
  color: var(--primary);
  font-weight: 700;
  line-height: 1.25;
}

.section-title-wrap {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 48px auto;
}

.section-badge {
  display: inline-block;
  background-color: rgba(0, 102, 204, 0.1);
  color: var(--accent);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 14px;
}

.section-heading {
  font-size: 32px;
  margin-bottom: 12px;
}

.section-subheading {
  color: var(--text-muted);
  font-size: 16px;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 14px;
  font-weight: 600;
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  border: 1px solid transparent;
  transition: var(--transition);
  text-align: center;
}

.btn-primary {
  background-color: var(--accent);
  color: #FFFFFF !important;
}

.btn-primary:hover {
  background-color: var(--accent-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-cta {
  background-color: var(--cta);
  color: #FFFFFF !important;
  box-shadow: 0 4px 12px rgba(230, 57, 70, 0.3);
}

.btn-cta:hover {
  background-color: var(--cta-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(230, 57, 70, 0.4);
}

.btn-dark {
  background-color: var(--primary);
  color: #FFFFFF !important;
}

.btn-dark:hover {
  background-color: var(--primary-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-outline {
  background-color: transparent;
  color: var(--primary);
  border-color: var(--border-dark);
}

.btn-outline:hover {
  background-color: var(--bg-alt);
  border-color: var(--primary);
}

.btn-outline-white {
  background-color: rgba(255, 255, 255, 0.12);
  color: #FFFFFF !important;
  border-color: rgba(255, 255, 255, 0.35);
  backdrop-filter: blur(8px);
}

.btn-outline-white:hover {
  background-color: #FFFFFF;
  color: var(--primary) !important;
}

/* Top Utility Bar */
.top-bar {
  background-color: var(--primary-dark);
  color: rgba(255, 255, 255, 0.85);
  font-size: 13px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 6px;
  padding-bottom: 6px;
}

.top-bar-left, .top-bar-right {
  display: flex;
  align-items: center;
  gap: 20px;
}

.top-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: rgba(255, 255, 255, 0.8);
}

.top-link:hover {
  color: #FFFFFF;
}

.security-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--success);
  font-size: 12px;
  font-weight: 600;
}

/* Educational Demo Banner */
.demo-banner {
  background-color: #FEF3C7;
  color: #92400E;
  border-bottom: 1px solid #FCD34D;
  font-size: 13px;
  padding: 8px 0;
  text-align: center;
  font-weight: 500;
  position: relative;
  z-index: 1100;
}

.demo-banner .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
}

.demo-badge {
  background-color: #D97706;
  color: #FFFFFF;
  font-size: 11px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: var(--radius-sm);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.demo-info-box {
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: var(--radius-md);
  padding: 16px;
  margin-bottom: 24px;
  font-size: 13px;
  color: #1E40AF;
  line-height: 1.5;
}

.demo-info-box strong {
  color: #1E3A8A;
}

.demo-info-box code {
  background: #DBEAFE;
  color: #1E40AF;
  padding: 2px 6px;
  border-radius: 4px;
  font-weight: 600;
  font-size: 12px;
}

/* Header & Navbar */
.site-header {
  background-color: var(--primary);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.15);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: var(--transition);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand-logo img {
  height: 44px;
  width: auto;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-item {
  position: relative;
}

.nav-link {
  font-size: 15px;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
  padding: 26px 4px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.nav-link:hover, .nav-link.active {
  color: #38BDF8;
}

/* Dropdown Menu */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  background-color: var(--bg-card);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-light);
  padding: 12px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: var(--transition);
  z-index: 1001;
}

.nav-item:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-item {
  display: block;
  padding: 10px 14px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-main);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.dropdown-item:hover {
  background-color: var(--bg-alt);
  color: var(--accent);
  padding-left: 18px;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.site-header .btn-dark {
  background-color: rgba(255, 255, 255, 0.12);
  color: #FFFFFF !important;
  border: 1px solid rgba(255, 255, 255, 0.28);
}

.site-header .btn-dark:hover {
  background-color: #FFFFFF;
  color: var(--primary) !important;
}

.site-header .btn-outline {
  color: #FFFFFF;
  border-color: rgba(255, 255, 255, 0.4);
}

.site-header .btn-outline:hover {
  background-color: rgba(255, 255, 255, 0.15);
  border-color: #FFFFFF;
}

.site-header .header-actions span {
  color: rgba(255, 255, 255, 0.75) !important;
}

/* Mobile Toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 24px;
  color: #FFFFFF;
  cursor: pointer;
}

/* Mobile Drawer */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: -320px;
  width: 300px;
  height: 100%;
  background-color: var(--bg-card);
  box-shadow: var(--shadow-xl);
  z-index: 2000;
  transition: right 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  padding: 24px;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
}

.mobile-drawer.open {
  right: 0;
}

.drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: -24px -24px 20px -24px;
  padding: 20px 24px;
  background-color: var(--primary);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.drawer-close {
  background: none;
  border: none;
  font-size: 24px;
  cursor: pointer;
  color: #FFFFFF;
}

.drawer-links {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 28px;
}

.drawer-link {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-main);
  padding: 8px 0;
  border-bottom: 1px solid var(--border-light);
}

.drawer-actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.drawer-backdrop {
  position: fixed;
  inset: 0;
  background-color: rgba(0, 0, 0, 0.5);
  backdrop-filter: blur(2px);
  z-index: 1999;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}

.drawer-backdrop.open {
  opacity: 1;
  visibility: visible;
}

/* Hero Section */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, rgba(10, 37, 64, 0.94) 0%, rgba(6, 24, 42, 0.92) 100%),
              url('../images/b1.jpg') center/cover no-repeat;
  color: #FFFFFF;
  padding: 85px 0 95px 0;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(8px);
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 20px;
}

.hero-title {
  color: #FFFFFF;
  font-size: 46px;
  line-height: 1.15;
  margin-bottom: 20px;
  letter-spacing: -0.5px;
}

.hero-title span {
  color: #38BDF8;
}

.hero-description {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.6;
  margin-bottom: 32px;
  max-width: 540px;
}

.hero-btn-group {
  display: flex;
  gap: 16px;
  margin-bottom: 40px;
  flex-wrap: wrap;
}

.hero-trust-row {
  display: flex;
  gap: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 24px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.85);
}

.trust-icon {
  color: #38BDF8;
  font-size: 16px;
}

/* Hero Right: Member Card Box */
.hero-card-box {
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
  text-align: center;
}

.hero-card-box h3 {
  color: #FFFFFF;
  font-size: 22px;
  margin-bottom: 8px;
}

.hero-card-box p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 14px;
  margin-bottom: 24px;
}

.hero-card-actions {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.hero-card-actions .btn {
  width: 100%;
  padding: 14px 20px;
  font-size: 15px;
  letter-spacing: 0.5px;
}

/* Feature Highlights Grid */
.features-section {
  padding: 80px 0;
  background-color: var(--bg-alt);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.feature-card {
  background-color: var(--bg-card);
  border-radius: var(--radius-md);
  padding: 28px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.feature-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background-color: rgba(0, 102, 204, 0.08);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 20px;
}

.feature-card h3 {
  font-size: 20px;
  margin-bottom: 10px;
}

.feature-card p {
  color: var(--text-muted);
  font-size: 14px;
  margin-bottom: 20px;
  flex-grow: 1;
}

.feature-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--accent);
  font-weight: 600;
  font-size: 14px;
}

.feature-link:hover {
  gap: 10px;
}

/* Interactive Calculator Section */
.calc-section {
  padding: 80px 0;
  background-color: #FFFFFF;
}

.calc-box {
  background: var(--bg-alt);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-sm);
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 40px;
  align-items: center;
}

.calc-control {
  margin-bottom: 24px;
}

.calc-control label {
  display: flex;
  justify-content: space-between;
  font-weight: 600;
  margin-bottom: 8px;
}

.calc-slider {
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: #CBD5E1;
  outline: none;
  -webkit-appearance: none;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--accent);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0, 102, 204, 0.4);
}

.calc-result-card {
  background: var(--primary);
  color: #FFFFFF;
  border-radius: var(--radius-md);
  padding: 32px;
  text-align: center;
}

.calc-result-card h4 {
  color: rgba(255, 255, 255, 0.75);
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
}

.calc-monthly-val {
  font-size: 42px;
  font-weight: 700;
  color: #38BDF8;
  margin-bottom: 16px;
}

.calc-meta-row {
  display: flex;
  justify-content: space-around;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 16px;
  margin-bottom: 24px;
}

.calc-meta-item small {
  display: block;
  color: rgba(255, 255, 255, 0.7);
  font-size: 12px;
}

.calc-meta-item strong {
  font-size: 16px;
}

/* Products Showcase (Cards) */
.products-section {
  padding: 80px 0;
  background-color: var(--bg-alt);
}

.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 28px;
}

.product-card {
  background-color: var(--bg-card);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  padding: 32px;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: var(--transition);
}

.product-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}

.product-card.featured {
  border: 2px solid var(--accent);
}

.featured-pill {
  position: absolute;
  top: -12px;
  right: 24px;
  background-color: var(--accent);
  color: #FFFFFF;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 4px 12px;
  border-radius: var(--radius-full);
}

.product-title {
  font-size: 22px;
  margin-bottom: 8px;
}

.product-rate {
  font-size: 28px;
  font-weight: 700;
  color: var(--accent);
  margin-bottom: 16px;
}

.product-desc {
  color: var(--text-muted);
  font-size: 14px;
  margin-bottom: 24px;
}

.product-features-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 32px;
  flex-grow: 1;
}

.product-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--text-main);
}

.check-icon {
  color: var(--success);
  margin-top: 2px;
}

/* Digital Cards & App Showcase */
.showcase-section {
  padding: 90px 0;
  background: linear-gradient(180deg, #FFFFFF 0%, var(--bg-alt) 100%);
  overflow: hidden;
}

.showcase-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.showcase-images-wrap {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 320px;
}

.card-img-overlap-1 {
  width: 70%;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 35px rgba(0, 0, 0, 0.2);
  transform: rotate(-6deg);
  transition: var(--transition);
}

.card-img-overlap-2 {
  width: 70%;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 35px rgba(0, 0, 0, 0.25);
  position: absolute;
  top: 30px;
  left: 60px;
  transform: rotate(6deg);
  transition: var(--transition);
}

.showcase-images-wrap:hover .card-img-overlap-1 {
  transform: rotate(-10deg) scale(1.02);
}

.showcase-images-wrap:hover .card-img-overlap-2 {
  transform: rotate(10deg) scale(1.02);
}

.benefit-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 28px;
}

.benefit-item {
  display: flex;
  gap: 16px;
}

.benefit-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(0, 102, 204, 0.1);
  color: var(--accent);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.benefit-item h4 {
  font-size: 17px;
  margin-bottom: 4px;
}

.benefit-item p {
  font-size: 14px;
  color: var(--text-muted);
}

/* News & Insights Section */
.news-section {
  padding: 80px 0;
  background-color: #FFFFFF;
}

.news-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 28px;
}

.news-card {
  background-color: var(--bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.news-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.news-img-wrap {
  position: relative;
  overflow: hidden;
  height: 200px;
}

.news-img-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.news-card:hover .news-img-wrap img {
  transform: scale(1.06);
}

.news-tag {
  position: absolute;
  top: 14px;
  left: 14px;
  background-color: var(--primary);
  color: #FFFFFF;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: var(--radius-sm);
}

.news-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.news-date {
  font-size: 12px;
  color: var(--text-subtle);
  margin-bottom: 8px;
}

.news-body h3 {
  font-size: 18px;
  margin-bottom: 12px;
  line-height: 1.4;
}

.news-body p {
  color: var(--text-muted);
  font-size: 14px;
  margin-bottom: 20px;
  flex-grow: 1;
}

/* FAQ Accordion Section */
.faq-section {
  padding: 80px 0;
  background-color: var(--bg-alt);
}

.faq-container {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background-color: var(--bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  margin-bottom: 14px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.faq-header {
  width: 100%;
  padding: 20px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-size: 16px;
  font-weight: 600;
  color: var(--text-main);
  transition: var(--transition);
}

.faq-header:hover {
  color: var(--accent);
}

.faq-arrow {
  transition: transform 0.3s ease;
  color: var(--text-muted);
}

.faq-item.active .faq-arrow {
  transform: rotate(180deg);
  color: var(--accent);
}

.faq-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
  padding: 0 24px;
  color: var(--text-muted);
  font-size: 14px;
  line-height: 1.6;
}

.faq-item.active .faq-content {
  padding-bottom: 20px;
}

/* Call to Action Banner */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  color: #FFFFFF;
  padding: 60px 24px;
  border-radius: var(--radius-lg);
  margin: 40px auto;
  text-align: center;
}

.cta-banner h2 {
  color: #FFFFFF;
  font-size: 32px;
  margin-bottom: 12px;
}

.cta-banner p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 16px;
  max-width: 580px;
  margin: 0 auto 28px auto;
}

/* Form Styles (Auth / Contact / Register) */
.form-card {
  background-color: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
  max-width: 540px;
  margin: 40px auto;
}

.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-main);
  margin-bottom: 6px;
}

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 12px 16px;
  font-size: 15px;
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-sm);
  background-color: #FFFFFF;
  color: var(--text-main);
  outline: none;
  transition: var(--transition);
  font-family: inherit;
}

.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(0, 102, 204, 0.15);
}

.form-check {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: var(--text-muted);
}

/* Footer */
.site-footer {
  background-color: var(--primary-dark);
  color: rgba(255, 255, 255, 0.7);
  font-size: 14px;
  padding: 70px 0 30px 0;
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(4, 1fr);
  gap: 40px;
  margin-bottom: 50px;
}

.footer-brand p {
  margin: 16px 0 24px 0;
  font-size: 13px;
  line-height: 1.6;
}

.footer-heading {
  color: #FFFFFF;
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 20px;
  letter-spacing: 0.5px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-link {
  color: rgba(255, 255, 255, 0.7);
  transition: var(--transition);
}

.footer-link:hover {
  color: #FFFFFF;
  padding-left: 4px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 30px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.5);
}

.footer-regulatory {
  line-height: 1.6;
}

.footer-legal-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.footer-legal-links a:hover {
  color: rgba(255, 255, 255, 0.9);
}

/* Responsive Media Queries */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-card-box {
    max-width: 480px;
    margin: 0 auto;
  }
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .top-bar-left {
    display: none;
  }
  .navbar {
    height: 70px;
  }
  .nav-menu, .header-actions {
    display: none;
  }
  .mobile-toggle {
    display: block;
  }
  .hero-title {
    font-size: 34px;
  }
  .calc-grid, .showcase-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
}